Albert V Ogrodski

8447687, May 21, 2013

Mar 30, 2010

12/749605

Albert Ogrodski - Anaheim CA, US

G06Q 40/00

705 38, 705 30

The method and system provides consumers with the ability to define and control their identity and accounts to minimize vulnerability to identity theft and credit fraud. This is accomplished using a centralized system where consumers can define their identity and account profile and define rules that control access to their identity and accounts. This process works independently of existing credit bureaus and credit authorization processes, creating a dual authentication and authorization system. The primary feature of the invention is a centralized database that is controlled by consumers. The database contains information and rules defined by the consumer that will proactively protect their identity and accounts. The idea is to minimize the allowable access to consumer's identity and accounts. This creates an additional layer of protection that eliminates fraud.

20030229581, Dec 11, 2003

May 7, 2003

10/249784

Timothy Green - Ladera Ranch CA, US
Albert Ogrodski - Anaheim CA, US
Frank Tuttle - Irvine CA, US

G06F017/60

705/038000

An automated system and method for reviewing and assessing compliance with legal compliance requirements for loan applications. Loan application data is extracted from client loan origination systems and transmitted as a loan information file over a secure communication network to an automated compliance assessment system server where the loan information file is audited for compliance with Federal, state, and local legal compliance requirements. The loan information file is reviewed for legal compliance requirements imposed by Federal, State, and local jurisdictions, as well as licensing requirements that the client loan company and related personnel must satisfy. The results of the audit process are transmitted over a secure communication network to the client loan company, with areas of noncompliance indicated. The automated compliance assessment system server also stores rules data derived from legal compliance requirements, license data derived from regulatory requirements, system setup data and supplemental system application data.

20060173759, Aug 3, 2006

Oct 22, 2004

10/971425

Timothy Green - Ladera Ranch CA, US
Lynette Hotchkiss - Lake Forest CA, US
Jason Connolly - Irvine CA, US
Albert Ogrodski - Anaheim CA, US
Louis Pizante - Los Angeles CA, US
Paul Nidenberg - Brooklyn NY, US

G06Q 40/00

705035000

An automated system and method for ensuring that information in the form of data files provided by highly regulated businesses, such as financial institutions, comply with the most currently applicable Federal, state and local laws and regulations. This may be accomplished by applying a set of computer-encoded compliance rules to the transaction data files from these businesses in a two-pass regulatory compliance review methodology. In a first pass, a limited set of input data elements from one or more input transaction data files is used that results in an extremum or worst-case condition for compliance assessment by using one or more compliance rule sets. The transaction data files that are found to be not in compliance when using this limited set of data elements may or may not be in compliance when using a more complete and detailed set of data elements in a second pass.

47992590, Jan 17, 1989

Apr 10, 1986

6/850202

Albert V. Ogrodski - Anaheim CA

Rockwell International Corporation - El Segundo CA

H04L 904
H03B 2900

380 46

A random digital signal generator circuit responsive to a clock signal from a block signal source for outputting a sequential series of logic signals. The circuit comprises a clocked flip-flop that provides a signal at its output terminal that has a value corresponding to the state of its input signal until a subsequent clock signal is received. An array of oscillator signal generators is provided with each oscillator signal generator operating at a different frequency. An EXCLUSIVE-OR network means having an array of input terminals has each input terminal of the EXCLUSIVE-OR network coupled to the output terminal of a corresponding oscillator signal generator. The EXCLUSIVE-OR network provides a random output signal at its output terminal. The EXCLUSIVE-OR network means output terminal is coupled to the flip-flop input terminal. The flip-flop responds to each the clock signal to sample the state of the random output signal from the EXCLUSIVE-OR network.